Our Story

Ballyfermot Inchicore Credit Union is a local, not for profit financial institution. We specialise in providing a great place for savings and loans in our community.

The Credit Union Difference

Ballyfermot Credit Union successfully merged with Inchicore and District Credit Union in July 2017 to create Ballyfermot Inchicore Credit Union.

People Come First

People Come First

At Ballyfermot Inchicore CU, we believe that people come first. As a not for profit financial institution owned our members, we strive to put their needs and interests ahead of everything else. That's why we offer personalised financial solutions.

Making a Difference

Making a Difference

We also believe in making a difference in the lives of our members and the communities we serve. That's why we're committed to promoting financial literacy, supporting local groups, and giving back to charitable organisations.

Not for Profit

Not for Profit

As a not-for-profit organisation we reinvest our earnings back into the credit union to improve services and offer competitive rates and fees to our members. This means that our members can trust that we're always working in their best interest.

Strong Numbers

The modern Credit Union movement traces its origins to Germany and to Friedrich Willhelm Raiffeisen, the Mayor of a small town in southern Germany, who in 1849 formed societies, which later evolved into Credit Unions.

The purpose of these Credit Unions was to enable people to help themselves in relieving debt and poverty Ballyfermot Credit Union Limited successfully merged with Inchicore and District Credit Union in July 2017 to create Ballyfermot Inchicore Credit union. The enlarged entity now has a membership base of over 17,500 and assets under management of over €86 million.

Our Mission

Our goal is to offer in a cooperative and not for profit basis, a full range of financial services to members within the enlarged Common Bond of Ballyfermot and Inchicore. The credit union will achieve its mission by:

  • expanding its range of products and services
  • being proactive in its dealings with its stake-holders
  • investing in its personnel and service delivery channels
  • monitoring its cost base to remain efficient

Volunteer Recruitment

Ballyfermot Inchicore Credit Union exists for the benefits of its members. It is staffed by members for members. We rely a great deal on the services of our valued volunteers who commit tirelessly to the success and sustainability of our Credit Union.