Annual Loans

Annual Loans

Spread your annual expense over 12 months with our Annual Loan option.

Loan Application Process

How to Apply for a loan with Ballyfermot Credit Union!

1

Become a Member

Join Ballyfermot Inchicore Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community

2

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator

3

Apply for Loan Online

Apply for your loan from the comfort of your home. Applying for a loan is easy and quick. Apply now!

4

Sit back and relax!

Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.

Our Approval Rate

We aim to provide a high quality lending service to our members so you can trust in your Credit Union for your lending requirements.

Calculate Your Loan Repayments

Apply for a loan today with interest rates that suit you!

Annual Loans
Maximum Loan Amount :
Maximum Loan Term :


Required Term

Repayment Frequency
APR
11.39%
# Repayments
Total
APR
11.39%
# Repayments
Total
APR
11.39%
# Repayments
Total
APR
11.39%
# Repayments
Total

Representative Example

The example will help to show you the typical costs associated with a loan

Loan Amount

€2,000

Rate of interest - APR

10.8%

Loan Term

1 years

Total interest

€119.56

Montly Repayment

€176.64

Total Cost of Credit

€2,119.56

Our Benefits

The benefits of borrowing from us

A minimum borrowing amount of only €50 with affordable interest repayment rates

Easy application online or in branch

No early repayment fees or penalties and no hidden fees

Repayments are flexible and tailored to suit the individual’s needs

Interest is charged only on the outstanding reducing balance

Decisions made within 2 working days.
Terms & Conditions apply

Ready to apply?

One of the main ways we support our members is by offering competitive loans. Our loans are provided on reasonable terms to our members.

Apply Now
  • Become a member at Ballyfermot Inchicore CU
  • Apply Online
  • Additional information may also be required