Payment Options

Whether lodging money into your account or making a loan payment, we offer our members multiple payment options.

Debit Card

Making Debit Card payments is easy and fast. All you need to do is the following:


Keep your Debit Card ready


Visit our website and click "Pay Now"


Enter your Card Details


Select Account you wish to pay from drop-down list

*Multiple accounts can be paid at once by clicking + to add new payment accounts.”

Bank Payments

Each account you have with Ballyfermot Inchicore Credit Union has a unique IBAN, allowing you to transfer funds to your accounts. This is a very important point to note. For example:

  • Your Shares account has its own IBAN
  • Your Loan Account has its own IBAN
  • Your CuCash Account has its own IBAN

Therefore, it is crucial that you know and use the correct IBAN, especially when transferring funds to us. Your IBAN is key to ensure funds are credited to the correct account.

There are two ways to get the BIC and IBAN for your accounts.

Way One

You can ring our Member Service team on 016265458 to request your IBAN details be sent to you via post.

Way Two

You can access your account online, via mobile or PC, once you are registered and have a PIN.

  • PC: Once you have logged in on a laptop or PC, click Online Banking to access ‘Account Balances’ and you will then see your associated accounts.
  • Mobile: Login and click ‘Account Balances’ and you will then see your associated accounts.

EFT Payments

This allows us to transfer withdrawals or loans issued directly to a members Bank or Building Society accounts. It will be done by means of Electronic Funds Transfer (EFT) which guarantees that amounts transferred will be in the receiving members Bank /Building Society as early as the next working day. All we need is your bank /Building Society details.

You can now process these payments through our Online facility - Please ask for details

SEPA Payments

Ballyfermot Inchicore Credit Union is registered for SEPA payments only.

If as a member you wish to transfer funds into your account, then the payment should be made as a SEPA payment only. If you are aware that a third party is making a payment into your account, it is advisable that they tell their financial institution that the payment should be made via SEPA. If a payment is sent in any other way, for example by SWIFT, the payment will be rejected by our processing Bank and the Payer may incur a rejection charge that he/she may be liable for.

What is a SEPA payment?

SEPA stands for Single Euro Payments Area. A SEPA payment is sent through the SEPA Scheme. The SEPA payment scheme was created to simplify euro transfers between EU member states.

The SEPA scheme consists of the 27 EU Member States plus Iceland, Norway, Liechtenstein, Switzerland, Monaco, the United Kingdom and San Marino.

To make a SEPA payment you need:

  1. The IBAN of the person you want to pay
  2. The bank to which you are sending the payment to be a member of the SEPA scheme
  3. The payment to be in euro

Please note: Ballyfermot Inchicore Credit Union is unable to accept SWIFT payments. You may incur charges if you attempt to send money to your account in Ballyfermot Inchicore Credit Union via SWIFT.

One of the great benefits of credit union membership is the free insurance provided on savings and loans and members frequently ask about it.

Still have questions? We would be happy to answer any question you may have.